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HRA Exemption Calculator

Calculate the HRA portion exempt from income tax under the old regime.

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HRA exempt from tax
₹1,56,000
HRA still taxable
₹84,000
How it works — lowest of three:
1. Actual HRA received₹2,40,000
2. 50% of basic+DA₹3,00,000
3. Rent − 10% of basic₹1,56,000
Note: HRA exemption is only available under the old tax regime. Keep rent receipts and landlord PAN if rent exceeds ₹1 lakh/year.
How it works

How to calculate HRA exemption

STEP 01
Enter monthly basic salary + DA, HRA received, and rent paid.
STEP 02
Mark whether you live in a metro city (Mumbai, Delhi, Kolkata, Chennai).
STEP 03
See the exempt and taxable portion broken down by the 3-rule formula.
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