How many statements should I upload?

Ideally 6 to 12 months. The tool needs to see a charge at least 3 times to flag it as recurring, so longer periods catch more subscriptions.

Will it find annual subscriptions?

Annual or irregular charges are harder to detect from limited data. Pure monthly/weekly subscriptions are the strong case. For annual ones, check your top spends list in the Spend Calculator.

Does it cancel the subscriptions for me?

No — the tool only identifies recurring charges. Cancellation requires logging into each service or contacting your bank to disable auto-debit mandates (e-NACH).

What if I have a salary credit every month?

Recurring detection focuses on debits. Credits are excluded from the subscription list, so your salary won't show up here. (You can see it under income sources in the Spend Calculator.)

Calculators Tool

Subscription Finder

Find every recurring subscription, EMI, and auto-debit hidden in your bank statements — weekly, fortnightly, or monthly.

Privacy-first workflows

Fast and simple

100% Free, no signup

What this tool finds

Upload bank statement PDFs. The Subscription Finder scans for charges that repeat at predictable intervals — weekly, fortnightly, or monthly. Catches Netflix, Spotify, gym memberships, OTT bundles, app subscriptions, society maintenance, EMI, rent, insurance auto-debit, and any sneaky recurring payment you might have forgotten.

Drop bank statement PDFs, or click to browse

Upload 6–12 months for the most accurate subscription detection · password-protected PDFs supported

How it works